Equity Release allows property owners to borrow against a mortgage-free (unencumbered) property.
If your property is already financed or mortgaged, you have alternative options such as a Top-Up loan with your existing bank or Refinancing by transferring your mortgage to a new lender. Both options enable you to unlock cash from your property’s equity while managing your existing loan balance.
This solution offers a cost-effective way to access funds through bank financing—whether for investments, renovating your current home, or purchasing a new property.